{"id":1188,"date":"2023-12-19T08:45:42","date_gmt":"2023-12-19T11:45:42","guid":{"rendered":"https:\/\/www.oppens.com.br\/?p=1188"},"modified":"2023-12-19T08:45:43","modified_gmt":"2023-12-19T11:45:43","slug":"taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa","status":"publish","type":"post","link":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/","title":{"rendered":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa?"},"content":{"rendered":"\n

Nos \u00faltimos meses, a queda das taxas de juros tem sido um tema em destaque nos mercados financeiros. Com a mais recente redu\u00e7\u00e3o da taxa Selic para 11,75% ao ano, na reuni\u00e3o de Dez\/2023 do Copom, os investidores em renda fixa est\u00e3o se deparando com retornos mais modestos em ativos tradicionais, como o CDB a 100% do CDI. A pergunta que ecoa \u00e9: com essa queda, ainda vale a pena investir em renda fixa?<\/p>\n\n\n\n

Cen\u00e1rio da Renda Fixa e Queda das Taxas de Juros<\/strong><\/h3>\n\n\n\n

O rendimento do CDB atrelado a 100% do CDI, antes acima de 1% ao m\u00eas, agora se encontra em torno de 0,97%. Essa mudan\u00e7a representa um novo cap\u00edtulo para os investidores de renda fixa, que agora buscam alternativas diante da redu\u00e7\u00e3o do “poder de fogo” desses ativos em suas carteiras.<\/p>\n\n\n\n

No entanto, mesmo com a queda, especialistas ainda enxergam o CDB como um investimento atrativo. Entretanto, sugerem explorar outras modalidades dentro da pr\u00f3pria renda fixa, como os t\u00edtulos prefixados e atrelados \u00e0 infla\u00e7\u00e3o.<\/p>\n\n\n\n

O Poder do P2P Lending como Alternativa na Renda Fixa<\/strong><\/h3>\n\n\n\n

Enquanto se consideram novas op\u00e7\u00f5es na renda fixa, o P2P Lending emerge como uma alternativa interessante. Este modelo de investimento, que conecta diretamente investidores e tomadores de cr\u00e9dito, oferece vantagens significativas:<\/p>\n\n\n\n

    \n
  1. Retornos Potenciais Mais Altos<\/strong>: O P2P Lending muitas vezes apresenta retornos mais atrativos do que as op\u00e7\u00f5es tradicionais de renda fixa. Com taxas de juros potencialmente mais elevadas, os investidores podem obter retornos mais substanciais em compara\u00e7\u00e3o com CDBs ou outras modalidades p\u00f3s-fixadas.<\/li>\n\n\n\n
  2. Diversifica\u00e7\u00e3o e Controle<\/strong>: Investir em empr\u00e9stimos entre pessoas oferece a oportunidade de diversificar sua carteira de investimentos e ter mais controle sobre onde seu dinheiro est\u00e1 sendo aplicado.<\/li>\n\n\n\n
  3. Menor Depend\u00eancia das Taxas de Juros Oficiais<\/strong>: Ao contr\u00e1rio de alguns produtos de renda fixa, o retorno do P2P Lending n\u00e3o est\u00e1 diretamente vinculado \u00e0s taxas de juros definidas pelo Banco Central. Isso pode significar uma maior independ\u00eancia em rela\u00e7\u00e3o \u00e0s flutua\u00e7\u00f5es dessas taxas.<\/li>\n<\/ol>\n\n\n\n

    Oportunidade de Rendimento em Tempos de Mudan\u00e7a<\/strong><\/h3>\n\n\n\n

    A queda nas taxas de juros n\u00e3o deve ser vista apenas como um sinal negativo para os investidores. \u00c9 uma oportunidade para explorar novas modalidades que ofere\u00e7am retornos mais robustos.<\/p>\n\n\n\n

    Enquanto os ativos pr\u00e9-fixados tradicionais podem apresentar retornos mais modestos, o P2P Lending se destaca como uma alternativa que oferece um meio de maximizar o potencial de retorno, mantendo-se dentro do \u00e2mbito da renda fixa.<\/p>\n\n\n\n

    Renda Fixa e P2P Lending<\/strong><\/h3>\n\n\n\n

    Em conclus\u00e3o, a queda nas taxas de juros est\u00e1 mudando o panorama dos investimentos em renda fixa, tornando essencial explorar alternativas que possam oferecer retornos mais atraentes. O P2P Lending surge como uma op\u00e7\u00e3o promissora para os investidores que desejam diversificar suas carteiras e buscar retornos potencialmente mais altos dentro do universo da renda fixa.<\/p>\n\n\n\n

    Embora cada investimento tenha seus riscos, entender as mudan\u00e7as no mercado e considerar novas oportunidades como o P2P Lending pode ser uma estrat\u00e9gia s\u00e1bia para maximizar os retornos em tempos de taxas de juros em decl\u00ednio.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Nos \u00faltimos meses, a queda das taxas de juros tem sido um tema em destaque nos mercados financeiros. Com a […]<\/p>\n","protected":false},"author":1,"featured_media":1189,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[26,25],"tags":[15,14,12,33],"class_list":["post-1188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacao-financeira","category-investimentos","tag-bancocentral","tag-fintech","tag-investimento","tag-oppens"],"yoast_head":"\nTaxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens\" \/>\n<meta property=\"og:description\" content=\"Nos \u00faltimos meses, a queda das taxas de juros tem sido um tema em destaque nos mercados financeiros. Com a […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/\" \/>\n<meta property=\"og:site_name\" content=\"Oppens\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Oppensoficial\/61558022886830\/?mibextid=LQQJ4d\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-19T11:45:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-19T11:45:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"paulo.bissacot@oppens.com.br\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"paulo.bissacot@oppens.com.br\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/\"},\"author\":{\"name\":\"paulo.bissacot@oppens.com.br\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#\\\/schema\\\/person\\\/9a79936c6f7b0a9c6c9d78ced28985b9\"},\"headline\":\"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa?\",\"datePublished\":\"2023-12-19T11:45:42+00:00\",\"dateModified\":\"2023-12-19T11:45:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/\"},\"wordCount\":537,\"publisher\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/investments-jpg.webp\",\"keywords\":[\"#bancocentral\",\"#fintech\",\"#investimento\",\"#oppens\"],\"articleSection\":[\"Educa\u00e7\u00e3o financeira\",\"Investimentos\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/\",\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/\",\"name\":\"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/investments-jpg.webp\",\"datePublished\":\"2023-12-19T11:45:42+00:00\",\"dateModified\":\"2023-12-19T11:45:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#primaryimage\",\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/investments-jpg.webp\",\"contentUrl\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/investments-jpg.webp\",\"width\":1280,\"height\":853},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/educacao-financeira\\\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/\",\"name\":\"Oppens\",\"description\":\"Educa\u00e7\u00e3o financeira sobre cr\u00e9dito, empr\u00e9stimos e financiamentos\",\"publisher\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#organization\",\"name\":\"Oppens\",\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/novo_oppens-marca-horizontal.png\",\"contentUrl\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/novo_oppens-marca-horizontal.png\",\"width\":933,\"height\":243,\"caption\":\"Oppens\"},\"image\":{\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/people\\\/Oppensoficial\\\/61558022886830\\\/?mibextid=LQQJ4d\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/oppensbank\\\/?viewAsMember=true\",\"https:\\\/\\\/www.instagram.com\\\/oppens.oficial\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/#\\\/schema\\\/person\\\/9a79936c6f7b0a9c6c9d78ced28985b9\",\"name\":\"paulo.bissacot@oppens.com.br\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g\",\"caption\":\"paulo.bissacot@oppens.com.br\"},\"sameAs\":[\"https:\\\/\\\/www.oppens.com.br\"],\"url\":\"https:\\\/\\\/oppens.com.br\\\/blog\\\/author\\\/paulo-bissacotoppens-com-br\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/","og_locale":"pt_BR","og_type":"article","og_title":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens","og_description":"Nos \u00faltimos meses, a queda das taxas de juros tem sido um tema em destaque nos mercados financeiros. Com a […]","og_url":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/","og_site_name":"Oppens","article_publisher":"https:\/\/www.facebook.com\/people\/Oppensoficial\/61558022886830\/?mibextid=LQQJ4d","article_published_time":"2023-12-19T11:45:42+00:00","article_modified_time":"2023-12-19T11:45:43+00:00","og_image":[{"width":1280,"height":853,"url":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp","type":"image\/jpeg"}],"author":"paulo.bissacot@oppens.com.br","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"paulo.bissacot@oppens.com.br","Est. tempo de leitura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#article","isPartOf":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/"},"author":{"name":"paulo.bissacot@oppens.com.br","@id":"https:\/\/oppens.com.br\/blog\/#\/schema\/person\/9a79936c6f7b0a9c6c9d78ced28985b9"},"headline":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa?","datePublished":"2023-12-19T11:45:42+00:00","dateModified":"2023-12-19T11:45:43+00:00","mainEntityOfPage":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/"},"wordCount":537,"publisher":{"@id":"https:\/\/oppens.com.br\/blog\/#organization"},"image":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#primaryimage"},"thumbnailUrl":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp","keywords":["#bancocentral","#fintech","#investimento","#oppens"],"articleSection":["Educa\u00e7\u00e3o financeira","Investimentos"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/","url":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/","name":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa? - Oppens","isPartOf":{"@id":"https:\/\/oppens.com.br\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#primaryimage"},"image":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#primaryimage"},"thumbnailUrl":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp","datePublished":"2023-12-19T11:45:42+00:00","dateModified":"2023-12-19T11:45:43+00:00","breadcrumb":{"@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#primaryimage","url":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp","contentUrl":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2023\/12\/investments-jpg.webp","width":1280,"height":853},{"@type":"BreadcrumbList","@id":"https:\/\/oppens.com.br\/blog\/educacao-financeira\/taxa-de-juros-caindo-ainda-vale-a-pena-investir-em-renda-fixa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/oppens.com.br\/blog\/"},{"@type":"ListItem","position":2,"name":"Taxa de Juros Caindo. Ainda Vale a Pena Investir em Renda Fixa?"}]},{"@type":"WebSite","@id":"https:\/\/oppens.com.br\/blog\/#website","url":"https:\/\/oppens.com.br\/blog\/","name":"Oppens","description":"Educa\u00e7\u00e3o financeira sobre cr\u00e9dito, empr\u00e9stimos e financiamentos","publisher":{"@id":"https:\/\/oppens.com.br\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oppens.com.br\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/oppens.com.br\/blog\/#organization","name":"Oppens","url":"https:\/\/oppens.com.br\/blog\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/oppens.com.br\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2024\/08\/novo_oppens-marca-horizontal.png","contentUrl":"https:\/\/oppens.com.br\/blog\/wp-content\/uploads\/2024\/08\/novo_oppens-marca-horizontal.png","width":933,"height":243,"caption":"Oppens"},"image":{"@id":"https:\/\/oppens.com.br\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Oppensoficial\/61558022886830\/?mibextid=LQQJ4d","https:\/\/www.linkedin.com\/company\/oppensbank\/?viewAsMember=true","https:\/\/www.instagram.com\/oppens.oficial\/"]},{"@type":"Person","@id":"https:\/\/oppens.com.br\/blog\/#\/schema\/person\/9a79936c6f7b0a9c6c9d78ced28985b9","name":"paulo.bissacot@oppens.com.br","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/secure.gravatar.com\/avatar\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/220758b3e205274cee1d2ff75f5057dd997c7fcf71a6a2de3d0627df5f0f0a7d?s=96&d=mm&r=g","caption":"paulo.bissacot@oppens.com.br"},"sameAs":["https:\/\/www.oppens.com.br"],"url":"https:\/\/oppens.com.br\/blog\/author\/paulo-bissacotoppens-com-br\/"}]}},"_links":{"self":[{"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/posts\/1188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/comments?post=1188"}],"version-history":[{"count":1,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/posts\/1188\/revisions"}],"predecessor-version":[{"id":1190,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/posts\/1188\/revisions\/1190"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/media\/1189"}],"wp:attachment":[{"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/media?parent=1188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/categories?post=1188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oppens.com.br\/blog\/wp-json\/wp\/v2\/tags?post=1188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}